Tackling Credit Card Temptations with Crystal Oculee
I have them do is actually have cash on them to spend, as opposed to having their credit card on them...it's a little bit of a trick, unfortunately, from the credit card industry that you know they're getting richer, but guess what? So that should show you what a big, drastic difference it is.
Imagine opening your mailbox to find yet another offer for a low-interest, high-limit credit card. Tempting, right? But what happens when those shiny pieces of plastic lead you down a path of debt and stress? In this episode of Rewired Radio, host Erica Spiegelman chats with personal finance expert and author Crystal Oculee about the sneaky traps of credit card addiction.
Crystal breaks down how to spot the warning signs that you might be a 'credit card junkie' and shares practical tips to avoid falling into debt. She emphasizes the importance of financial self-control and offers strategies to build financial efficiency. One of her go-to tricks? Using cash instead of relying on credit cards. Crystal also dives into the emotional aspects of spending and how media influences our buying habits.
Through her book, 'Money Confidence', she aims to inspire readers to take charge of their finances and achieve long-term financial health. If you're looking to regain control over your spending and avoid the pitfalls of credit card debt, this episode is a must-listen.